The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd (FEM)

The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd, also known as FEM, was established as a mutual insurer in 1936, to provide workmen’s compensation insurance to the construction industry, under a special licence granted by the Minister of Labour. FEM carries out its duties alongside the Compensation Fund (CF).

Benefits include:

  • Merit rebates paid to policyholders with favourable claims ratios
  • Online Return of Earnings
  • Letters of Good standing
  • Private Healthcare
  • Online Claims submission
  • Speedy claims settlement
  • No Fees or Commissions to join.